Betterhelp is one the largest online providers of mental health services. People can access therapy even when they are unable or unwilling to pay for it. Betterhelp has helped many people with mental health issues, and we are certain that more will benefit from it.
Even though Betterhelp mental health services may be affordable, some people might find their prices a little too expensive. Many people will be curious if their insurance will cover services at Betterhelp. Let’s explain.
Is insurance covered for mental health services at Betterhelp?
Sadly, no. Although your insurance company may provide therapy services that are covered under health insurance, Betterhelp won’t accept the policy. They are a subscription-based company.
You will need to pay upfront if you wish to use their service to treat a mental illness.
However, your insurance company may be able cover mental health services if you require it. There is a possibility that your insurance company will reimburse you for Betterhelp costs in rare cases.
We cannot emphasize enough how rare this is. Most cases, in-network healthcare professionals will accept your health insurance plan.
Why does Betterhelp not accept insurance policies for their mental health coverage?
Betterhelp, as we stated, does not accept any health insurance policies. Although they do not explicitly state that they won’t accept any health insurance plans to cover their service it is easy to see why.
This information is not from Betterhelp. There is not much other information than the fact that they don’t accept insurance for mental health services. This is based on our knowledge of how insurance policies and companies work.
It’s difficult to deal with health insurance policies
You will likely know how frustrating it can be to file a claim for your insurance.
Although it may seem simple to fill out a few forms, they can take quite a while to complete. You may be able to have some costs disputed by your health insurance provider. Things may not go as planned.
If you have mental health issues, none of these are ideal.
The company that offers mental health treatment will have to deal with something much more difficult than this.
Insurance companies aren’t fond of spending money, and they’re constantly looking for ways to “haggle” with companies that offer mental health benefits to patients.
If Betterhelp allowed insurance companies to pay for their services, they would have to hire hundreds of people to handle multiple insurance companies. This would increase the cost of therapy, making it extremely difficult to offer it.
Insurance companies want you to have the least number of treatments possible. Their services will be more expensive if you have more treatments. They aren’t huge fans of Betterhelp.
They Want to Keep Your Therapy Affordable
Betterhelp is not likely to have to deal with insurance companies for their health.
We mentioned that Betterhelp would have to hire an enormous staff team to handle the insurance companies.
They can’t spend every cent on trying to get insurance companies to pay, and they don’t have any money to ensure their clients receive the best mental health care possible.
Remember that there are many online mental health centers like Betterhelp. They make it as easy as possible to get therapy with a licensed healthcare professional.
Betterhelp would cost you the same monthly amount as a session with a mental healthcare professional anywhere else.
This online mental health center is a popular choice for many people. Betterhelp has done a great job keeping the prices affordable for customers.
They offer alternative options for those who are struggling financially
Although they may not be covered under your health insurance, we can assure that Betterhelp will still allow those who are otherwise unable to pay for therapy to access their services.
Betterhelp is a company. They are looking to make money. This company was founded to make sure that mental health care is affordable for patients.
This will be discussed in more detail shortly. If you have financial difficulties (e.g. Betterhelp offers financial support options for those who are unemployed or disabled. They are here to help.
Betterhelp has many other options available to patients. They will be often cheaper than the copays or deductibles your insurance company is willing to pay.
Many insurance companies won’t allow you to use Betterhelp for mental health conditions.
This is something you probably already know. Many health insurance plans require that you visit specific mental health centers in order to receive treatment. They won’t pay the fees if you don’t.
Betterhelp is not affiliated with any insurance company. Betterhelp is the only US-based health insurance company that will recommend you speak to them. Instead, they will refer you to one their therapists.
You would be unlikely to get your insurance company to cover Betterhelp if you tried to tell them.
What are the Alternatives for People with Mental Health Conditions?
Alright. You know you need mental health services but don’t think Betterhelp will accept your request. What should you do?
Talk to your insurance provider
It will likely be difficult, but you can always speak to your insurance company.
Although it is not common, we have seen small insurance companies that will reimburse you for the cost of your mental health services.
Insurance companies in the US have a legal obligation to provide mental health coverage as part of their plans. They cannot discriminate.
These companies want to make sure that mental health care is affordable. Betterhelp is the best choice.
Betterhelp will not speak to them for you. Your insurance provider will reimburse you for the cost of your services. It is not an easy process but it could work.
A Community Mental Health Center is a good option.
If you really are struggling and you don’t want to go to Betterhelp, there may be community mental health centers near you.
These places, as the name implies, are intended to offer mental health treatment to those living in the area.
They are often very affordable, or even free.
Although it might not be the best option for you if you require immediate mental health treatment or long-term treatment, many people receive a lot of support in their local communities.
Use Betterhelp Anyway
You will need to pay some money upfront if you have insurance. At least for most procedures.
You will often find that the upfront cash you pay will be more expensive than using Betterhelp.
Betterhelp could be a good option. Even if you pay 100%, it will still be less expensive.
Benefit from Betterhelp Financial Aid for Mental Health
Because of the high cost, many people refuse to use Betterhelp’s licensed mental health professionals.
Yes. Yes. We know that Betterhelp professionals will be more affordable than other companies. But, that might not be possible for everyone.
Betterhelp is able to offer financial assistance to certain patients. Betterhelp can help you determine how much you can afford to have your services rendered.
Betterhelp has offered huge discounts to customers, and you might be able too. This assumes that you are eligible for financial aid.